Arnold Clark

Glossary

 

In this section, you will find a glossary of terms that are used throughout the website. If you have any additional questions, why not visit our FAQ section.

 

  • Car Features
  • Finance Terms
  • General
  • Arnold Clark Products
16V 16V Engine - high permance and fuel efficiency
4WD 4 Wheel Drive 
4WS 4 Wheel Steering 
5 Dr 5 Door 
5spd 5 Speed Gearbox
A/C Air Conditioning 
ABS Anti-locking Braking System - allows you to brake without fear of skidding or loss of control.
Auto Automatic 
AWD All Wheel Drive
BHP Brake Horse Power 
C/L Central Locking 
CAT Catalytic Converter 
Cabriolet A car whos roof can be removed/retracted 
Convertible - Soft Top Convertible car with a fabric roof 
Convertible - Hard Top Convertible car with a hard top
Delivery Mileage Only a few miles which have been put on whilst testing the vehicle and delivering it to the customer.
DI Diesel Injection 
DSG Direct Shift Gearbox 
E/W Electric Windows 
E/F/W Electric Front Windows 
EBA Electric Brake Assist
EBD Electronic Brake Distribution - alters how much of the brake force goes to the front and how much to the rear.
EPS Electronic Power Steering - enables the amount of assistance with steering to be varied depending on speed.
ESP Electronic Stability Program senses when the car is about to go out of control and can apply an individual brake to a wheel to help avoid the spin.
FSH Full Service History 
FWD  Front Wheel Drive 
GPS  Global Positioning System 
HGV  Heavy Goods Vehicle 
IPS Intelligent Protection System - Special safety features used by Ford, such as Airbags, Specific seatbelts.
LHD Left Hand Drive
List Price Manufacturers recommended retail price
LPG Liquid Petroleum Gas 
LWG Long Wheel Base 
MAN Manual 
MET Metallic Paint 
MP3

A compressed music file. Allows you to play music downloaded from your computer.

MPG Miles Per Gallon
MPH Miles Per Hour 
MPV Multi Purpose Vehicle 
PAS Power Assisted Steering 
RFL Road Fund License 
RHD Right Hand Drive 
SIP Side Impact Protection 
S/R Sunroof 
SUV Sports Utility Vehicle- the US term for 4x4.
SWB Short Wheel Base 
TCS Traction Control System 
TD   Turbo Diesel 
VAT Value Added Tax (17.5%). Business Users who are VAT registered can claim back any VAT paid. 
VRM Vehicle Registration Mark 
VSA  Vehicle Stability Assist 
VVC  Variable Valve Control 
VV  Variable Valve Timing 
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Admin Fees  Initial fees charged by finance companies.
APR Annual Percentage Rate- the total % interest added to a loan.
Arnold Clark Deposit Initial deposit paid by Arnold Clark 
CCTA Consumer Credit Trade Association 
Deposit  Initial downpayment on a vehicle 
Document Fee Initial Fee charged by finance companies 
Flat Rate  The % of interest for 1 year - this is how the APR is calculated
Miles Per Annum A yearly mileage limit set by terms of PCP
PCP Personal Contract Purchase- this means you pay lower monthly payments and have a final payment. At the end of your term you either pay this or hand the car back (mileage will be restricted)
Settlement Figure Amount required to settle your loan.
VAT Value Added Tax (currently 20%). Business Users who are VAT registered may be able to claim back any VAT paid.         
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ABI  Association of British Insurers
ACIS Arnold Clark Insurance Services
BVRLA British Vehicle Rental & Licensing Agency
DVLA Driver and Vehicle Licensing Agency
MOT Ministry Of Transport (Roadworthiness certificate)
Ringer Disguising a stolen vehicle by changing the vehicle identity.
RMIF Retail Motor Industry Federation
Salesmans Office Our internal sales and administration system.
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VRI Vehicle Replacement Insurance- Pays the shortfall between your car's value and your insurance payout.
Accist Comprehensive Accident Assistance
Clark Plan Secures the future servicing requirements of your vehicle (Must be more than 3 years old).
Service Plan Secures the future servicing requirements of your vehicle (Must be less than 3 years old).
Autocare Covers you against breakdown of the most expensive mechanical & electrical parts of your vehicle.   
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