In this section, you will find a glossary of terms that are used throughout the website. If you have any additional questions, why not visit our Help Topics section.
- Car Features
- Finance Terms
- General
- Arnold Clark Products
| 16V | 16V Engine - high permance and fuel efficiency |
| 4WD | 4 Wheel Drive |
| 4WS | 4 Wheel Steering |
| 5 Dr | 5 Door |
| 5spd | 5 Speed Gearbox |
| A/C | Air Conditioning |
| ABS | Anti-locking Braking System - allows you to brake without fear of skidding or loss of control. |
| Auto | Automatic |
| AWD | All Wheel Drive |
| BHP | Brake Horse Power |
| C/L | Central Locking |
| CAT | Catalytic Converter |
| Cabriolet | A car whos roof can be removed/retracted |
| Convertible - Soft Top | Convertible car with a fabric roof |
| Convertible - Hard Top | Convertible car with a hard top |
| Delivery Mileage | Only a few miles which have been put on whilst testing the vehicle and delivering it to the customer. |
| DI | Diesel Injection |
| DSG | Direct Shift Gearbox |
| E/W | Electric Windows |
| E/F/W | Electric Front Windows |
| EBA | Electric Brake Assist |
| EBD | Electronic Brake Distribution - alters how much of the brake force goes to the front and how much to the rear. |
| EPS | Electronic Power Steering - enables the amount of assistance with steering to be varied depending on speed. |
| ESP | Electronic Stability Program senses when the car is about to go out of control and can apply an individual brake to a wheel to help avoid the spin. |
| FSH | Full Service History |
| FWD | Front Wheel Drive |
| GPS | Global Positioning System |
| HGV | Heavy Goods Vehicle |
| IPS | Intelligent Protection System - Special safety features used by Ford, such as Airbags, Specific seatbelts. |
| LHD | Left Hand Drive |
| List Price | Manufacturers recommended retail price |
| LPG | Liquid Petroleum Gas |
| LWG | Long Wheel Base |
| MAN | Manual |
| MET | Metallic Paint |
| MP3 | A compressed music file. Allows you to play music downloaded from your computer. |
| MPG | Miles Per Gallon |
| MPH | Miles Per Hour |
| MPV | Multi Purpose Vehicle |
| PAS | Power Assisted Steering |
| RFL | Road Fund License |
| RHD | Right Hand Drive |
| SIP | Side Impact Protection |
| S/R | Sunroof |
| SUV | Sports Utility Vehicle- the US term for 4x4. |
| SWB | Short Wheel Base |
| TCS | Traction Control System |
| TD | Turbo Diesel |
| VAT | Value Added Tax (20%). Business Users who are VAT registered can claim back any VAT paid. |
| VRM | Vehicle Registration Mark |
| VSA | Vehicle Stability Assist |
| VVC | Variable Valve Control |
| VV | Variable Valve Timing |
| Admin Fees | Initial fees charged by finance companies. |
| APR | Annual Percentage Rate- the total % interest added to a loan. |
| Arnold Clark Deposit | Initial deposit paid by Arnold Clark |
| CCTA | Consumer Credit Trade Association |
| Deposit | Initial downpayment on a vehicle |
| Document Fee | Initial Fee charged by finance companies |
| Flat Rate | The % of interest for 1 year - this is how the APR is calculated |
| Miles Per Annum | A yearly mileage limit set by terms of PCP |
| PCP | Personal Contract Purchase- this means you pay lower monthly payments and have a final payment. At the end of your term you either pay this or hand the car back (mileage will be restricted) |
| Settlement Figure | Amount required to settle your loan. |
| VAT | Value Added Tax (currently 20%). Business Users who are VAT registered may be able to claim back any VAT paid. |
| ABI | Association of British Insurers |
| ACIS | Arnold Clark Insurance Services |
| BVRLA | British Vehicle Rental & Licensing Agency |
| DVLA | Driver and Vehicle Licensing Agency |
| MOT | Ministry Of Transport (Roadworthiness certificate) |
| Ringer | Disguising a stolen vehicle by changing the vehicle identity. |
| RMIF | Retail Motor Industry Federation |
| Salesmans Office | Our internal sales and administration system. |
| VSI | Vehicle Shortfall Insurance- Pays the shortfall between your car's value and your insurance payout. |
| Accist | Comprehensive Accident Assistance |
| Clark Plan | Secures the future servicing requirements of your vehicle (Must be more than 3 years old). |
| Service Plan | Secures the future servicing requirements of your vehicle (Must be less than 3 years old). |
| Autocare | Covers you against breakdown of the most expensive mechanical & electrical parts of your vehicle. |
