Arnold Clark


In this section, you will find a glossary of terms that are used throughout the website. If you have any additional questions, why not visit our Help Topics section.

  • Car Features
  • Finance Terms
  • General
  • Arnold Clark Products
16V 16V Engine - high permance and fuel efficiency
4WD 4 Wheel Drive
4WS 4 Wheel Steering
5 Dr 5 Door
5spd 5 Speed Gearbox
A/C Air Conditioning
ABS Anti-locking Braking System - allows you to brake without fear of skidding or loss of control.
Auto Automatic
AWD All Wheel Drive
BHP Brake Horse Power
C/L Central Locking
CAT Catalytic Converter
Cabriolet A car whos roof can be removed/retracted
Convertible - Soft Top Convertible car with a fabric roof
Convertible - Hard Top Convertible car with a hard top
Delivery Mileage Only a few miles which have been put on whilst testing the vehicle and delivering it to the customer.
DI Diesel Injection
DSG Direct Shift Gearbox
E/W Electric Windows
E/F/W Electric Front Windows
EBA Electric Brake Assist
EBD Electronic Brake Distribution - alters how much of the brake force goes to the front and how much to the rear.
EPS Electronic Power Steering - enables the amount of assistance with steering to be varied depending on speed.
ESP Electronic Stability Program senses when the car is about to go out of control and can apply an individual brake to a wheel to help avoid the spin.
FSH Full Service History
FWD Front Wheel Drive
GPS Global Positioning System
HGV Heavy Goods Vehicle
IPS Intelligent Protection System - Special safety features used by Ford, such as Airbags, Specific seatbelts.
LHD Left Hand Drive
List Price Manufacturers recommended retail price
LPG Liquid Petroleum Gas
LWG Long Wheel Base
MAN Manual
MET Metallic Paint

A compressed music file. Allows you to play music downloaded from your computer.

MPG Miles Per Gallon
MPH Miles Per Hour
MPV Multi Purpose Vehicle
PAS Power Assisted Steering
RFL Road Fund License
RHD Right Hand Drive
SIP Side Impact Protection
S/R Sunroof
SUV Sports Utility Vehicle- the US term for 4x4.
SWB Short Wheel Base
TCS Traction Control System
TD Turbo Diesel
VAT Value Added Tax (20%). Business Users who are VAT registered can claim back any VAT paid.
VRM Vehicle Registration Mark
VSA Vehicle Stability Assist
VVC Variable Valve Control
VV Variable Valve Timing
Admin Fees Initial fees charged by finance companies.
APR Annual Percentage Rate- the total % interest added to a loan.
Arnold Clark Deposit Initial deposit paid by Arnold Clark
CCTA Consumer Credit Trade Association
Deposit Initial downpayment on a vehicle
Document Fee Initial Fee charged by finance companies
Flat Rate The % of interest for 1 year - this is how the APR is calculated
Miles Per Annum A yearly mileage limit set by terms of PCP
PCP Personal Contract Purchase- this means you pay lower monthly payments and have a final payment. At the end of your term you either pay this or hand the car back (mileage will be restricted)
Settlement Figure Amount required to settle your loan.
VAT Value Added Tax (currently 20%). Business Users who are VAT registered may be able to claim back any VAT paid.
ABI Association of British Insurers
ACIS Arnold Clark Insurance Services
BVRLA British Vehicle Rental & Licensing Agency
DVLA Driver and Vehicle Licensing Agency
MOT Ministry Of Transport (Roadworthiness certificate)
Ringer Disguising a stolen vehicle by changing the vehicle identity.
RMIF Retail Motor Industry Federation
Salesmans Office Our internal sales and administration system.
VSI Vehicle Shortfall Insurance- Pays the shortfall between your car's value and your insurance payout.
Accist Comprehensive Accident Assistance
Clark Plan Secures the future servicing requirements of your vehicle (Must be more than 3 years old).
Service Plan Secures the future servicing requirements of your vehicle (Must be less than 3 years old).
Autocare Covers you against breakdown of the most expensive mechanical & electrical parts of your vehicle.