Silver Kia Sorento parked outside building.

KiaPersonal Contract Hire

With low monthly payments and flexible terms available across the range, driving a brand-new Kia has never been easier.

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Frequently asked questions

What is personal contract hire?

Personal contract hire (PCH) is the long-term personal lease of a brand-new vehicle. Unlike personal contract purchase (PCP), the vehicle cannot be purchased at the end of the contract.

What does the fixed monthly payment include?

Road tax is included in the monthly payment. It doesn't include insurance or any servicing or MOT costs.

What happens at the end of the contract?

You return the car to us or take out a new personal contract hire lease. When you hand it back, we'll check the car for damage. Charges may be incurred for damage that's not classed as general fair wear and tear.


Terms and Conditions

**Personal contract hire based on a non-maintained

*48-month term (1 month rental in advance followed by 47 monthly rentals), 6000 miles per annum, including RFL. At the end of the contract you will not own the vehicle. Excess mileage and vehicle condition charges apply.

Personal contract hire rep example for Kia EV3 148kW Air 81.4kWh 5dr Auto. Initial rental £435, monthly payment £435, contract mileage 24,000, term (months): 48, excess mileage charge 13.05p per mile.

Models shown for illustrative purposes. Arnold Clark Automobiles Limited is authorised and regulated by the Financial Conduct Authority (308092) for general insurance and consumer credit purposes. We act as a credit broker sourcing credit to assist with your purchase from a carefully selected panel of lenders. Lenders will pay us a fee for these introductions (For details including our panel of lenders and disclosure statement visit https://www.arnoldclark.com/terms-of-use/panel-of-lenders). Offers subject to status, terms and conditions. Applicants must be 18 years or over. All offers and credit subject to status, terms and conditions.