White Kia XCeed PHEV parked on a roadside.

KiaPersonal Contract Hire

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Frequently asked questions

What is personal contract hire?

Personal contract hire (PCH) is the long-term personal lease of a brand-new vehicle. Unlike personal contract purchase (PCP), the vehicle cannot be purchased at the end of the contract.

What does the fixed monthly payment include?

Road tax is included in the monthly payment. It doesn’t include insurance or any servicing or MOT costs.

What happens at the end of the contract?

You return the car to us or take out a new personal contract hire lease. When you hand it back, we’ll check the car for damage. Charges may be incurred for damage that’s not classed as general fair wear and tear.