If a service, MOT or repair for your car costs more than you’ve budgeted for, there’s no need to worry.
Now you can pay a small deposit on the day and spread the cost over manageable monthly direct debits.
on amounts between £278 and £5000
on amounts between £450 and £5000
If you have a rough idea of your service or repair costs, you can use our calculator to work out an estimated monthly payment.
Figures provided are for illustrative purposes only. They are not a quotation or a commitment to lend. Please note: this product is interest free, meaning you will pay an initial 10% deposit and thereafter your payments are spread equally over 6 or 10 months with no additional payments being made.
Interest-free payment plans can be used to help with the cost of car servicing, MOTs, accident repairs, parts and accessories.
Anyone between the age of 18–75. You must be a UK resident, be in employment (or retired), and have a bank account with a debit/credit card).
Arnold Clark works in partnership with Close Brothers Retail Finance who provide interest-free products.
The process is quick and easy, and should only take five minutes to complete.
6 months’ interest-free payment plan: Available on all purchases between £278–£5000
10 months’ interest free payment plan: Available on all purchases between £445–£5000
Yes, as part of the application process we require a credit check via pre-approved credit reference agencies.
Close Brothers will email you to advise that your application has been declined and give you the names of the credit reference agencies used. You can contact them and receive a detailed overview of your credit history.
No, the finance facility is not available for plan purchases at this time.
Yes, a deposit payment is required – the minimum deposit is 10% but you can choose to pay anything between 10% and 50% of the full bill on the day.
To authorise a finance application for a bill greater than £5000, please speak to the service manager at the branch to find out more.
All customers have a right to withdraw from the credit agreement. You will need to inform Close Brothers Retail Finance of your intention to withdraw within 15 days from the day you receive the welcome pack. Contact Close Brothers Retail Finance directly on 0844 880 6542. Close Brothers Retail Finance will require you to repay the outstanding balance of the loan, plus any applicable interest.
After the 15-day withdrawal period has expired, you can settle your finance agreement any time. On request, Close Brothers Retail Finance will provide you with a settlement figure and details of how to pay the outstanding balance. You can contact them directly on 0844 880 6542.
Nothing! Our payment-plans are completely interest free.
Once the cost of your repairs has been quoted, you can make your application in branch with one of our service advisors.
6- and 10-month interest-free credit options available. Minimum spend and deposit payment required. Excludes Arnold Clark Service Plans. Arnold Clark Automobiles is authorised and regulated by the Financial Conduct Authority and acts as a credit broker, not a lender. Servicing & Repair 0% finance products are provided exclusively by Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority. A guarantor may be required. Applicants must be aged 18 years or over. All offers and credit subject to status, terms and conditions. Please ask a member of service staff for details.