easy pay

Interest-free payment plans

Spread the cost of maintaining your car with 0% payment plans

Why Easy Pay?

Make paying for servicing, mechanical repairs, parts or bodywork simple.

One simple monthly payment.

Don’t delay putting off essential work, or compromise the quality of repairs on your car.

Book a service or MOT Find a branch

Payment plans

3 months

on amounts between £50 and £5000

6 months

on amounts between £250 and £5000

10 months

on amounts between £500 and £5000

Frequently asked questions

What does it cover?

Interest-free payment plans can be used to help with the cost of car servicing, MOTs, accident repairs, parts and accessories.

Who can apply for Arnold Clark payment plans?

Anyone over the age of 18 can apply.

Who provides the finance?

Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited.

How long does it take to apply?

The process is quick and easy, and should only take five minutes to complete.

What are the minimum and maximum spend levels?

3 months’ interest-free payment plan: available on all purchases between £50–£5,000.

3 and 6 months’ interest-free payment plan: available on all purchases between £250 and £5,000.

3, 6 and 10 months’ interest-free payment plan: available on all purchases between £500 and £5,000.

Will a credit check be undertaken?

Yes, as part of the application process, a soft credit check will be undertaken by Bumper International Limited.

What happens if I get declined?

You will be advised at the point of applying if the payment plan can’t be set up. Further information is available from Bumper International Limited support team as required on 0800 612 0946 or by emailing support@bumper.co.uk.

Can I apply for finance to pay for a Service or Clark Plan?

No, Easy Pay payment plans are not available for Service & MOT plan purchases at this time.

Do I have to pay a deposit?

Yes, depending on the duration of your repayment plan, you will be required to make an initial payment on the day, as follows:

  • 3 months’ interest-free payment plan – 33% initial payment.
  • 6 months’ interest-free payment plan – 16% initial payment.
  • 10 months’ interest-free payment plan – 10% initial payment.
What if my bill is greater than £5000?

Unfortunately, we cannot process an Easy Pay Payment Plan for a value greater than £5,000, however you could use this facility to part-fund a bill that is more than £5,000.

What if I want to keep the goods but don’t want the credit agreement anymore?

You can pay off your repayment plan at any time, without any interest or administration charges. Simply contact Bumper International Limited directly on 0800 612 0946 or email support@bumper.co.uk to arrange this.

How much interest will I pay?

Nothing! Our payment-plans are completely interest free.

When would I apply for a payment plan?

Once the cost of your repairs has been quoted, you can make your application in branch with one of our service advisors. Alternatively, apply online via the Your Workshop Review email sent to you by the branch.

Terms and conditions

3,6 and 10-month interest-free credit options available. Minimum spend and deposit payment required. Default fees may also be charged for missed payment. Finance is only available if aged over 18, subject to status, terms and conditions apply, visit www.bumper.co.uk for full details. Excludes Arnold Clark Service Plans. Arnold Clark Automobiles Limited acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited. No commissions are payable to Arnold Clark Automobiles Limited under these arrangements but Arnold Clark Automobiles Limited will pay Bumper a fee if credit is provided. This fee will not affect the amount payable. Arnold Clark Automobiles Limited is authorised and regulated by the Financial Conduct Authority for consumer credit and general insurance activities. Bumper’s instalment credit products are not regulated by the FCA. Bumper International Limited registered office: Bumper, The Office Group, 1 Lyric Square, W6 0NB. Registered company number: 08576711