Spread the cost of maintaining your car with 0% payment plans
Arnold Clark Automobiles Limited acts as an introducer for deferred payment credit products provided exclusively by Bumper International Ltd.
Worried about the cost of repairs? Once you have booked in your vehicle, go through our pre-approval process
and find out how much you can spend.
Make paying for servicing, mechanical repairs, parts or bodywork simple.
One simple monthly payment.
Don’t delay putting off essential work, or compromise the quality of repairs on your car.
on amounts between £50 and £5000
on amounts between £250 and £5000
on amounts between £500 and £5000
Interest-free payment plans can be used to help with the cost of car servicing, MOTs, accident repairs, parts and accessories.
Anyone over the age of 18 can apply.
Arnold Clark Automobiles Limited acts as an introducer for deferred payment credit products provided exclusively by Bumper International Limited.
The process is quick and easy, and should only take five minutes to complete.
3 months’ interest-free payment plan: available on all purchases between £50–£5,000.
3 and 6 months’ interest-free payment plan: available on all purchases between £250 and £5,000.
3, 6 and 10 months’ interest-free payment plan: available on all purchases between £500 and £5,000.
Yes, as part of the application process, a soft credit check will be undertaken by Bumper International Limited.
You will be advised at the point of applying if the payment plan can’t be set up. Further information is available from Bumper International Limited support team as required on 0800 612 0946 or by emailing support@bumper.co.
No, Easy Pay payment plans are not available for Service & MOT plan purchases at this time.
Yes, depending on the duration of your repayment plan, you will be required to make an initial payment on the day, as follows:
Unfortunately, we cannot process an Easy Pay Payment Plan for a value greater than £5,000, however you could use this facility to part-fund a bill that is more than £5,000.
You can pay off your repayment plan at any time, without any interest or administration charges. Simply contact Bumper International Limited directly on 0800 612 0946 or email support@bumper.co to arrange this.
There are no fees, interest or additional charges however missed payments may incur a £20 administration fee and may impact your credit score
Once the cost of your repairs has been quoted, you can ask one of our service advisors to introduce you to Bumper. Alternatively, apply online via the Your Workshop Review email sent to you by the branch.
There are no fees, interest or additional charges however missed payments may incur a £20 administration fee and may impact your credit score
If you are struggling financially and are worried that you might not be able to make your finance payments, we would recommend talking to the lender to discuss the options available to you. It is better to do this early on, rather than when you have already missed payments, which would be likely to affect your credit score.
The following organisations and charities also provide free, confidential and impartial debt advice and support. They can help you understand your wider financial situation and can even help speak to lenders on your behalf. The most important thing is that you seek help as early as possible to minimise any impact on your credit file.
Your contact details will be passed to Bumper International Limited and they will send you a link to their application portal.
You should carefully read the pre-contract information and terms and conditions provided by the Bumper International Limited before proceeding. These documents explain the amount of credit, the repayment schedule, your rights under the agreement, and what happens if payments are missed.
Before entering into any credit agreement, please ensure you can comfortably meet the required repayments. Missing payments may result in fees or other consequences and could affect your ability to obtain credit in the future.
Three-, six- and ten-month interest-free credit options available. Minimum spend and deposit payment required. Finance is only available to UK residents, 18 or over, subject to status. Terms and conditions apply, visit www.bumper.co/terms for full details. Excludes Arnold Clark Service Plans. Arnold Clark Automobiles Limited (“Arnold Clark”) acts as an introducer for deferred payment products provided exclusively by Bumper International Limited (“Bumper”). No commissions are payable to Arnold Clark under these arrangements, but Arnold Clark will pay Bumper a fee if credit is provided. This fee will not affect the amount payable. Arnold Clark Automobiles Limited is authorised and regulated by the Financial Conduct Authority for consumer credit and general insurance activities. EasyPay is a regulated deferred payment credit agreement provided by Bumper, who charge no set-up fees or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Bumper International Limited registered office: Bumper, The Office Group, 1 Lyric Square, W6 0NB. Registered company number: 0857671. Arnold Clark Automobiles Limited registered office: 454 Hillington Road, Glasgow, G52 4FH. Registered company number: SC036386. Bumper International Limited is authorised and regulated by the Financial Conduct Authority for consumer credit activities.