White MINI parked on the street

Drive away happy.

Enjoy complimentary car insurance for one year with MINI.

Explore the range Explore MINI electric
Dark navy blue electric MINI plugged into a charging station
Dark navy blue electric MINI plugged into a charging station

Key benefits:

  • Five-year warranty on repairs made with MINI parts by licenced MINI specialists – ensuring your MINI stays in top shape.
  • Uninsured driver promise: if an accident was caused by an uninsured driver, it will preserve your no claims bonus and policy excess.
  • Personal property and car contents are covered up to £1,000.
  • Coverage of up to £1,000 for new car keys and locks.
  • Up to four extra drivers may be added without incurring any additional costs.
Find your nearest MINI dealership

Prefer to drive electric? You’re covered.

Close up of charging level meter

Battery cover.

Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.*

Rear angled shot of a MINI's tail light and fuel cap open, plugged into charge.

Charging cables and box.

Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.*

Man standing next to home charging station with charging cable in hand

Trip hazard.

You are covered should someone trip over the charging cable while charging your car at home.*

*Terms, conditions and exclusions apply.

Angled top down view of a red MINI Clubman with all the doors open, people are loading the car.
Angled top down view of a red MINI Clubman with all the doors open, people are loading the car.

Eligibility criteria:

  • Must pass an ID check at your address.
  • Must hold a full UK/EU driving licence to be eligible for MINI Flex Car Insurance.
  • UK residents only.
  • Must have had no more than three at-fault claims in the past five years.
  • Must have no more than three minor driving convictions in the past five years and no major convictions.
Explore the range Explore MINI electric
Key exclusions
  • Drivers must be between the ages of 21 and 80.
  • John Cooper Works models are not included.
  • Coverage is only provided for use of the insured vehicle.
  • Theft or attempted theft of your car if it is unlocked and the ignition key or other removable ignition device is not inside, on, or left unattended nearby.
  • Loss or damage to non-standard audio, video, and other non-standard in-car entertainment.
  • No claims bonus (NCB) protection is only available if you have earned at least four years’ NCB at inception of the policy.
  • Option to purchase no claims bonus protection and legal expenses cover during free cover period.
  • Uninsured driver promise will only apply once we prove the accident was not your fault and you provide details of the uninsured driver if possible.
  • Optional add-ons are not included within this offer.
  • This promo is not transferable.