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Frequently asked questions

What is personal contract hire?

Personal contract hire (PCH) is the long-term personal lease of a brand-new vehicle. Unlike personal contract purchase (PCP), the vehicle cannot be purchased at the end of the contract.

What does the fixed monthly payment include?

Road tax is included in the monthly payment. It doesn’t include insurance or any servicing or MOT costs.

What happens at the end of the contract?

You return the car to us or take out a new personal contract hire lease. When you hand it back, we’ll check the car for damage. Charges may be incurred for damage that’s not classed as general fair wear and tear.

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Terms and Conditions

Personal contract hire based on a non-maintained †48 month term (1 initial rental in advance followed by 47 monthly rentals), 8,000 miles per annum. *48 month term (4 initial rental in advance followed by 47 monthly rentals), 8,000 miles per annum.Terms and conditions apply. Option to add servicing and maintenance available. 18’s and over, subject to status. At the end of the contract you will not own the vehicle. Excess mileage and vehicle condition charges apply. Subject to availability at participating dealers. Not available with other promotions. Arnold Clark Automobiles Limited is authorised and regulated by the Financial Conduct Authority and acts as a credit broker sourcing credit to assist with your purchase from a carefully selected panel of lenders (listed on our website). Lenders are likely to pay us a fee for these introductions.