Our favourite deal of 2020 is the Hyundai i10. These city cars have transformed from a convenience purchase to a must-have. The clean design, practicality and cheap price point makes this car a prime contender. The Hyundai i10 tends to beat other city car rivals by matching or delivering lower running costs, stronger build quality and more interior space, based on the price point. Its main selling point is that it does the basics really, really well.
The Polo is a sleek and efficient model that for too long lived in the shadow of the iconic Volkswagen Golf. A used Polo retains its value well, leading it to become a staple for British buyers. The Volkswagen Polo’s versatility is evident, whether you're hitting the open road at the weekend, doing your weekly shop or even on the school run; this is a small car designed for everyday living.
The SEAT Ibiza is beautifully engineered – much like its cousins the Volkswagen Polo and ŠKODA Fabia. As a used vehicle, it really started to impress after the 2012 model update, with improved interiors and newer, punchier engines. The SEAT Ibiza is good value for money and retains its value well with a typical 1.2-litre petrol or diesel variant.
The Fiesta is a best-seller, and the introduction of the clever three cylinder 1.0-litre petrol engine and user-friendly technology has only increased its popularity. The British public have warmed to this as the supermini of 2020. The Ford Fiesta is a class leading model which does not compromise on quality, but also provides low running costs, strong safety provisions and low emissions.
The model previously ran a little timid against its rivals the Volkswagen Polo, Ford Fiesta and Peugeot 208. However, that all changed when the 2007 update catapulted the Fabia into the small car spotlight. The only negative about the Fabia is that a great used deal doesn't go unnoticed, so stock can be sparse. If you see a ŠKODA Fabia deal that you love you’ll have to be quick off the mark to make it yours. The entire range is impressive, but if you're looking to go the extra mile, the Greenline and vRS models are for you.
If you’re looking for a trusted brand that’ll deliver low running costs, comfort and useful technology in abundance – look no further. In 2017, the Yaris got a refresh to include even more safety features and a classy new look. While the Toyota Yaris doesn’t feature a particularly dynamic drive, it’s still a popular pick with young drivers.
The Vauxhall Corsa is a solid, reliable car with simple electronics and interior. It’s no surprise that this supermini is such a staple here in the UK. The Corsa is fun to drive and offers one of the most spacious cabins in its class. Traditionally, the Vauxhall Corsa and the Ford Fiesta were always in fierce competition, but that gap shortened when Vauxhall refreshed the Corsa in 2014 with improved driving dynamics, revised suspension set-up and better body control.
City cars may be smaller than those in other segments, but the Picanto manages to be stylish, practical and a realistic choice for both long and short journeys. Other than a small boot, there’s little to fault with the Kia Picanto. It achieves day-to-day usability and low running costs, and has redefined the way many people think about the smallest category of car. There’s also that famous Kia 7-year warranty for extra peace of mind.
If functionality and value top your list of priorities, then look no further than the Dacia Sandero. Simply put, this model offers just what you need – plenty of legroom and boot space, towing capacity and a surprising amount of staying power. The practical Sandero makes for the perfect family-friendly compact SUV.
This is a dark horse with a clever, supercharged 1.2-litre engine; making it not only affordable, but also efficient with just the right amount of power. A revamp in 2013 updated the Nissan Micra’s interior and exterior styling, allowing it to appeal to a wider audience than before – people who both appreciate design and practicality. This is a very affordable car that delivers in all areas a small car should.
So, you’ve checked out our guide, now all you have to do is choose! Need more inspo? Look at all of our cheapest to insure vehicles.
The best cars for insurance depend on which of the 50 car insurance groups they’re in. The cheapest insurance group is Group 1 and the most expensive is Group 50. Our top 10 cheapest cars to insure have all been selected from the lowest insurance groups, 1 to 10, to make sure that you really do find the right car for your budget.
Features that define which insurance group the car falls into include the cost of replacement parts, retail value of a new model, and their safety rating. Small cars tend to be the cheapest vehicles to insure. First time drivers and new drivers will naturally have increased insurance.
Not all new drivers are teenagers, but all first-time drivers are impacted by higher insurance costs. Whether you’re a 17-year-old new driver or a 25-year-old new driver, insurance will always be higher for your first car. Our list of the cheapest cars to insure offers everything from small cars to family cars; plain and practical to sleek and elegant, so you can find the car that’s best suited to your needs.
While picking a cheaper car to insure is always the biggest way to save money on insurance, you can also reduce your costs even further by getting a black box, limiting your annual mileage and protecting your no-claims bonus. Here’s how it works:
Most small cars are in the lowest insurance groups. Our top 5 are:
We recommend young drivers and new drivers opt for low insurance cars. In your first year of driving, your insurance will always cost more, so you can reduce your insurance costs by opting for a cheap car to insure.
Your insurance cost depends on how long you have been driving and your no-claims bonus. There is no specific age at which your car insurance reduces, it depends on how long you have been driving and whether you have had any claims on your vehicle.
There are lots of companies that offer car insurance – we recommend looking around to find the best deal for you. We also offer car insurance which can be included when buying your car, too.
Diesel cars are naturally a little more expensive than petrol cars, so insurance on diesel vehicles will also cost a little more. This is because an insurer bases payment on the worth of your car. Search for the cheapest diesel cars or petrol cars to insure.