Short-term cover

FAQs

Got a question?

See if we’ve answered it below, and if not, please don’t hesitate to contact us and let us know how we can help.

• Can I get temporary insurance?

  Getting temporary car insurance depends on a number of factors, however, we are confident we can provide cover if you are:
  
  – Aged between 18 and 78 years old.
  – A UK driving licence or an EU or international driving licence holder.
  – A permanent UK resident for the last 12 months or a British expatriate who has previously been a permanent resident of the UK.
  – A driver with no more than seven penalty points accrued in the last three years.
  – A driver who has not been disqualified from driving for the last two years, and/or has had no more than two fault claims in the last three years.

• What are the minimum and maximum value of vehicles I can insure on this policy?

  The minimum vehicle value is £500 and the maximum claim for a vehicle is capped at £65,000 depending on the insurer chosen.

• Will this insurance cover me to drive hire/rented cars?

  Unfortunately, we are unable to insure hire, rental, or short-term lease vehicles – so unfortunately if the vehicle you want to drive falls into this category, we will be unable to provide valid insurance for you on this occasion.

• Do I need to be the owner of the vehicle?

  No, you don’t need to be the vehicle owner to take out insurance with us. As long as you have the owner’s permission, you are able to drive the vehicle with a temporary insurance policy.

• Who do I call if I need to make a claim on this insurance?

  To claim, please call 0333 241 3392. Our dedicated claims handling team will explain everything you need to know about making a claim and guide you through the process step by step.

• Can I drive in the EU on a temporary insurance policy?

  Temporary insurance provides you with the minimum level of cover (third party equivalent cover) required in any EU country. If you’re not sure what the minimum level of cover is where you’re going, you should be able to find that information online, perhaps with a native insurer to that country. We currently don’t offer fully comprehensive cover in the EU at this time.