Short-term cover

Get cover quickly, when you need it most.

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Looking for temporary insurance for up to 28 days? We’ve got you covered.

Whether you’re borrowing a car for a day, collecting your new car from a branch, or taking a family road trip in a borrowed vehicle, we can help with instant, easy to arrange cover. Find out more about our short-term cover.

Why choose us?

Umbrella

Immediate cover

Get insured in minutes with an online quote.

Mobile phone

24/7 support

Get support when you need it with our dedicated team of claims advisors.

Options

Flexible policy options

Get insurance that suits your needs.

What are the benefits of short-term cover?

Discount

Peace of mind from one to 28 days

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No need to adjust your existing insurance

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Get on the road instantly

Piggy bank

Receive your documents straight away

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for your quote

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Our partner

We’ve partnered with Tempcover to make sure you get quick and easy cover that’s right for you.

Additional products

Looking for long-term cover or want to boost your existing cover. For ultimate peace of mind, we also oer these fantastic optional extras.

Car insurance

Instantly get a quote from our range of providers.


Find out more

Breakdown cover

We won’t leave you stranded. Get UK roadside assistance from £49.


Find out more

SMART insurance

Fast fixes on bumps, scrapes and dents. Now, that’s SMART.


Find out more

FAQs

Can I get temporary insurance?

Getting temporary car insurance depends on a number of factors, but we’re confident we can cover you if you’re:

  • Aged between 18 and 78 years old.
  • UK, EU or international driving licence holder.
  • A permanent UK resident for the last 12 months or a British expatriate who has previously been a permanent resident of the UK.

  • A driver with no more than seven penalty points accrued in the last three years.

  • A driver who hasn’t been disqualified from driving for the last two years, and/or has had no more than two fault claims in the last three years.
What are the minimum and maximum value of vehicles I can insure on this policy?

No. As soon as your insurance cover has started, you can drive your car. Your black box will then either be fitted through an organised appointment with our box company, or we’ll send your device in the post and you can fit it yourself.

Will my insurance premiums change throughout the year because I have a telematics smart box?

The minimum vehicle value is £500 and the maximum claim for a vehicle is capped at £65,000 depending on the insurer chosen.

What happens if I speed?

Simply put, speeding is illegal and can result in large fines and points on your licence. You should always abide by the Highway Code, which is why your speed always factors into your overall driving score. Depending on the severity of the event and the impact it has on your journey score, speeding can lead to cancellation of your policy. Please refer to your terms and conditions for more information.

Will this insurance cover me to drive hire/rented cars?

Unfortunately, we’re unable to insure hire, rental, or short-term lease vehicles – so unfortunately if the vehicle you want to drive falls into this category, we can’t provide valid insurance for you.

Do I need to be the owner of the vehicle?

No, you don’t need to be the vehicle owner to take out insurance with us. As long as you have the owner’s permission, then you’re able to drive the vehicle with a temporary insurance policy.

Who do I call if I need to make a claim on this insurance?

To claim, please call 0333 241 3392. Our dedicated claims handling team will explain everything you need to know about making a claim and guide you through the process step by step.

Can I drive in the EU on a temporary insurance policy?

Temporary insurance gives you the minimum level of cover (third party equivalent cover) required in any EU country. If you’re not sure what the minimum level of cover is where you’re going, you should be able to find that information online, perhaps with a native insurer to that country. We don’t currently offer fully comprehensive cover in the EU at this time.

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Get a great short-term insurance quote today

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Looking for something different?

Not quite found what you’re looking for? We’ve got a range of other car insurance products to protect what’s important to you.