Minor damage insurance to protect your car against small dents, chips, scratches and scuffs.
Enquire now Find out moreLittle bumps, scrapes and dents can happen. With SMART insurance, you can get your car back to showroom condition, without putting a dent in your no-claims bonus.
And with up to £3000 worth of repairs covered over the term of the policy, it’s definitely a SMART choice.
Make a claim over the phone or using the app, providing details of the damage.
Skilled technicians will arrive at the agreed time and location to carry out the repair work.
When it’s finished, the technician will show you the repair and explain it. And that’s it!
Arnold Clark has partnered with AutoProtect Group to deliver their market-leading SMART insurance. The repairs are carried out to the highest standard by Shine, part of the AutoProtect Group. They hold the prestigious BSI Kitemark for Vehicle Damage Repair and, as it’s a mobile service, cars can be repaired at a location to suit you.
Why not protect other aspects of your life, too?
You can make a claim by downloading the app here, or by giving us a call on 0800 077 8713.
You have an aggregate claim limit of £3000 throughout the term of your policy.
Yes. An individual claim cannot exceed £550.
No. There is zero excess to pay on this policy.
Your no-claims bonus will not be affected. SMART cover is separate from your motor insurance policy.
Yes. All repairs are manufacturer-approved and guaranteed for the lifetime of the vehicle while it’s in your possession.
You can cancel your policy within the first 14 days and receive a full refund, provided you’ve not made a claim.
If you cancel after the first 14 days without making a claim, you’ll be entitled to a pro-rata refund. Refunds are subject to a £29.99 administration fee.
Damage of any kind to wheels, rims and tyres. Damage to beading, moulding, lights or decals.
Any panel that is ripped, torn, holed or perforated. Any damage that occurred before the policy start date.
Any damage to the horizontal lying panels of the vehicle (except stone chips).
Yes. The remaining term of your policy can be transferred to another vehicle. Transfers are subject to a £29.99 administration fee.
